Depending on specificity of construction plant machinery a various combinations of risks is posiible:
Fire, Explosions
The policy will provide indemnity for losses sustained due to external influence on insured property of uncontrolled fire, explosion, a stroke of lightning.
Combustion
The policy will provide indemnity for losses sustained due to damage or destruction of insured property as a result of uncontrolled burning or explosion of steam coppers, combustion engines and other energy sources because of malfunction, overloads, overheat.
Natural Perils
The policy will provide indemnity for losses incurred as a result of damage or destruction of property through an unexpected effect of the following natural occurence: storm, whirlpool, hurricane, typhoon, whirlwind, tsunami; downpour, hail; flooding, high water; earthquake, volcanic eruption, effects of subterranean fire; mountain collapse, rock fall, snow avalanche, landslide, landslip, ground subsidence or other soil movement, flooding by subsoil water.
Road Accident
The losses caused as a result of road accident to the construction plant machinery, having the right to share traffic on public roads.
Wreck
Damage or destruction of insured construction plant machinery, occurred out of public roads, as a result of its overturning, falling, running down of vehicles, collision with various objects.
Plunder or stealing
Theft, robbery, brigandage, wrongful occupancies without plunder purpose.
Illegal Acts of Third Parties
The policy will provide indemnity for losses incurred as a result of theft (burglary), brigandage, robbery, vandalism.
Falling of Flying Machines and Other Objects
The policy will provide indemnity for losses from damage or destruction as a result of falling on it of flying machines, their parts, the consignment, and also other objects (including at realisation of handling works on a platform).
Farm animals effecting the equipment
Damage or destruction of the insured construction plant machinery as a result of its direct contact with farm animals.
Damage by Water
Damage or destruction of cars as a result of failure of water, drainage systems and heating systems, as well as firefighting systems.
Damages at Assembling or Dismantling
Damage caused by loading and unloading of insured property.
Land subsidence or other movement of ground
Damages caused by excavation work from foundation ditches or open-cast mines, filling up emptiness.
Insurance for Transportation period
Damages to property at carriage (including loading/unloading).
Drowning
Damage or destruction which has occurred out of public roads, as a result of its complete or partial immersing in the water environment (natural reservoirs, rivers, bog).
Terrorism, diversion
The policy will provide indemnity for losses from actions of third parties which are qualified according to the current legislation of the Russian Federation as terrorism, diversion.
Additional Equipment
Damage or destruction of the equipment which is not entering into factory complete set, the hinged equipment.
