Fire
The policy will provide indemnity for losses sustained due to inception of non-controlled combustion (fire) process as a result of a fault in electrical system, explosion of steam-, fuel-, gas pipes and relevant storage facilities, machines, boilers and assemblies, lightning strike, gas explosion, as well as the losses inflicted by combustion products and fire-extinguishing measures applied to prevent further spread of fire.
Burst Pipes
The policy will provide indemnity for losses sustained due to the sudden and unexpected effect of water and/or other liquids upon the insured property, which occur as a result of damage to water-, heat-supply, heating and sewage systems.
Illegal Acts of Third Persons
The policy will provide indemnity for losses incurred as a result of theft (burglary), brigandage, robbery, vandalism.
Natural Perils
The policy will provide indemnity for losses incurred as a result of damage or destruction of property as a result of unexpected effect of the following natural phenomena: storm, whirlpool, hurricane, typhoon, whirlwind, tsunami; downpour, hail; flooding, high water; earthquake, volcanic eruption, effects of subterranean fire; mountain collapse, rock fall, snow avalanche, landslide, landslip, ground subsidence or other soil movement, flooding by subsoil water.
Other Risks
falling trees or aircraft (in whole or in part), vehicle impact onto/into the buildings, where the insured property is accommodated;
breakage of glass, mirrors and show windows.